Terms of Service

 

Welcome to GeneralCent.com. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service. If you do not agree with these terms, please do not use our site.

1. Use of the Website

GeneralCent.com provides personal finance and money-saving tips, tools, and resources. You agree to use the site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment.

You may not:

  • Use this website for any illegal or unauthorized purpose.
  • Copy, distribute, or exploit any part of the site without written permission.
  • Attempt to gain unauthorized access to any portion of the site or its systems.

2. User Content and Conduct

You may be able to comment, post, or interact with content. By doing so, you agree:

  • Not to post anything unlawful, harmful, defamatory, abusive, or otherwise objectionable.
  • That you are responsible for your contributions and grant GeneralCent.com a non-exclusive, royalty-free license to use, reproduce, and distribute your content.

We reserve the right to remove any content that violates these terms or is deemed inappropriate.

3. Intellectual Property

All content on GeneralCent.com—including text, graphics, logos, images, downloads, and digital products—is the property of GeneralCent.com or its content creators and is protected by copyright and intellectual property laws.

You may:

  • Print or download content for personal, non-commercial use only.

You may not:

  • Reproduce, modify, or distribute any material from the site for commercial purposes without prior written consent.

4. Affiliate Disclosure

Some links on this site are affiliate links. We may earn a commission if you make a purchase through those links, at no additional cost to you. Please read our FTC Disclaimer for more details.

5. No Financial Advice

All content on GeneralCent.com is for informational purposes only and does not constitute professional financial, legal, or tax advice. You should consult with a qualified financial advisor before making any major financial decisions.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites. Visiting them is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, GeneralCent.com shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or its content.

8. Indemnification

You agree to indemnify and hold harmless GeneralCent.com, its owners, affiliates, and partners from any claims, damages, or expenses arising from your use of the website or your violation of these Terms.

9. Changes to These Terms

We may update these Terms of Service from time to time. Continued use of the website after changes constitutes your acceptance of the revised terms. The effective date will be updated accordingly.

GDPR & CCPA Addendum

This section applies to users in the European Economic Area (EEA) under the General Data Protection Regulation (GDPR) and residents of California under the California Consumer Privacy Act (CCPA).

1. Your Data Rights (GDPR & CCPA)

You have the right to:

  • Access the personal data we hold about you.

  • Request correction or deletion of your data.

  • Withdraw consent for marketing or data use.

  • Request a copy of your data in a portable format.

  • Opt-out of the sale of your personal information (CCPA).

To make a request, contact us at [Insert Contact Email].

2. Legal Basis for Processing (GDPR)

We process your personal data under the following legal bases:

  • Your consent

  • Contractual necessity (e.g., when you subscribe)

  • Legal obligations

  • Legitimate interests (e.g., improving site performance)

3. Do Not Sell My Info (CCPA)

GeneralCent does not sell your personal information to third parties for monetary gain. However, affiliate links and advertising networks may track anonymized behavior for ad personalization. You may opt out via your browser settings or contact us.

10. Contact Us

If you have any questions about these Terms, please contact us:

📧 Email: support@generalcent.com
🌐 Website: https://www.generalcent.com